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Children between the ages of 12 and 15 are allowed to operate a boat with up to:

  1. 10hp without supervision

  2. 40hp if supervised

  3. 40hp without supervision

  4. Any horsepower with supervision

The correct answer is: 40hp if supervised

Children between the ages of 12 and 15 are allowed to operate a boat with up to 40hp if supervised. This is because younger children may lack the necessary skills and experience to handle a more powerful boat without proper supervision. Option A is incorrect as it allows for unsupervised operation with a higher horsepower, which can be dangerous. Option C is also incorrect as it does not require any supervision, which can be risky for inexperienced children. Option D is incorrect because it suggests that there are no limitations on the horsepower for children as long as they are supervised, which is not the case. The most correct and safe option is B, which balances the need for supervision while still allowing for some independence for children to operate a boat.